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Peer-to-Peer Transfers

Send money instantly — zero fees, zero stress.

Transfer funds directly to any Dagpay user in real time using their registered phone number or email address. Instant wallet settlement, zero transaction charges, and total transparency.

What You Get

Everything you need, nothing you don't

Instant Delivery

Funds arrive in seconds in the recipient's Dagpay wallet.

Zero Transfer Fees

Completely free peer-to-peer transfers between users.

24/7 Availability

Send money anytime without bank weekend delays.

Phone or Email

Transfer using just the recipient's phone number or email.

Secure & Encrypted

Bank-grade 256-bit TLS encryption with PIN confirmation.

Instant Receipts

Digital receipts and transaction records stored securely.

Ready to start?

Join thousands of Africans using Dagpay every day

Open your free account in under 2 minutes. No paperwork, no queues, no stress.