Payments & VTU for
modern Nigeria.
Buy cheap SME data, recharge airtime, generate electricity tokens, pay TV bills, and transfer funds instantly — with 99.9% uptime and zero failed transactions.
Trusted Financial Infrastructure & Processing Gateways
Built for everyday speed
and reliability.
A unified fintech platform built to power your daily recharges, utility bills, and fund transfers: simple, instant, and deeply rewarding.
Airtime & SME Data Bundles
Instant recharge on MTN, Airtel, Glo, and 9mobile at wholesale market rates with automatic cashback on every recharge.
- Instant delivery in < 2s
- SME & Corporate data
- All major telecom networks
Prepaid & Postpaid Electricity
Never stay in the dark. Instant meter token generation for IKEDC, EKEDC, AEDC, IBEDC, and all DISCOs nationwide.
- All 11 Nigerian DISCOs
- Instant token SMS & receipt
- Prepaid & postpaid support
Cable TV Subscriptions
Renew DSTV, GOTV, and StarTimes packages instantly with zero downtime or reconnection delays.
- DSTV, GOTV & StarTimes
- Bouquet downgrade/upgrade
- Instant signal reconnect
Peer-to-Peer Wallet Transfers
Send and receive money seamlessly across Dagpay users using phone numbers or wallet IDs with 100% zero transfer charges.
- Zero transfer fees
- Instant settlement to wallet
- Secure 2FA PIN protection
Education & Exam Pins
Instant WAEC, NECO, and JAMB registration/result checker tokens delivered directly to your screen and SMS with receipt confirmation.
- WAEC & NECO Result Pins
- JAMB e-PIN Registration
- Instant token storage
Engineered for 99.9% uptime and peace of mind.
We designed Dagpay to eliminate failed transactions, slow recharges, and poor customer support in Nigeria.
Lightning Settlement (< 2s)
Direct tier-1 telecom and banking interconnects guarantee that your airtime, tokens, and data drop in under two seconds.
Redundant Multi-Route Failover
Intelligent gateway switching ensures that if upstream telecom routes experience downtime, your transactions route through backup channels automatically.
Bank-Grade Security & 2FA
Every transaction is guarded by NDPC-compliant 256-bit encryption, biometric security, and transaction PIN verification.
Real Cashback & Loyalty Rewards
Earn loyalty reward points and instant cashback on deposits and bill recharges that can be claimed directly back into your spendable wallet.
Start transacting in 3 easy steps
No paperwork. No branch visits. Open your account entirely from your phone in under 60 seconds.
Create Free Account
Sign up in under 60 seconds with just your phone number. No lengthy paperwork or branch visits.
Fund Your Wallet
Instantly top up via bank transfer, dedicated virtual accounts, or debit card with immediate reflection.
Transact & Earn
Recharge, pay electricity, renew cable, and send funds freely while accumulating spendable cashback.
Loved by thousands
across Nigeria.
“Dagpay changed the way I handle utility payments for my shop. Tokens generate in seconds and I never experience network downtime when paying bills.”
Adaeze Okafor
Merchant & Retailer · Lagos
“Paying electricity bills and buying data bundles takes literally seconds on Dagpay. Zero failed transactions and instant tokens every single time.”
Emeka Nwosu
Software Engineer · Abuja
“I buy my data and airtime directly on Dagpay, and the cashback I get every month is amazing. Highly recommended for everyone in Nigeria!”
Fatima Abdullahi
Student · Kano
Ready to upgrade your everyday transactions?
Join thousands of Nigerians managing their data, bills, and payments seamlessly with Dagpay.